{"id":1803,"date":"2012-11-26T20:27:41","date_gmt":"2012-11-27T03:27:41","guid":{"rendered":"https:\/\/scotshonor.com\/?p=1803"},"modified":"2012-11-26T20:27:41","modified_gmt":"2012-11-27T03:27:41","slug":"the-grim-reaper","status":"publish","type":"post","link":"https:\/\/scotshonor.com\/?p=1803","title":{"rendered":"THE GRIM REAPER"},"content":{"rendered":"<p><strong>Galations\u00a0 6:\u00a0 7-9.\u00a0 Be not deceived, God is not mocked, for whatever a man soweth, that shall he also reap.<\/strong><\/p>\n<p>A lot of people are celebrating the re-election of Barack Obama.\u00a0 I sometimes wonder if they realize the fruits of this victory?\u00a0 Whenever I talk to someone who admits to voting for Obama, I ask them one simple question:\u00a0\u00a0&#8220;How do you personally expect to benefit from the re-election of President Obama.&#8221;\u00a0\u00a0 The answers have been interesting.\u00a0 Many\u00a0have told me that they voted for Obama because they didn&#8217;t want to see any cuts to Medicare or Social Security.\u00a0 When I point out that Social Security has already been cut,\u00a0they don&#8217;t believe me.\u00a0 But the following chart proves that Social Security benefits were already cut under President Obama:\u00a0\u00a0<\/p>\n<table summary=\"formatting for 3 tables, a table for each of 3 different groups of years\" width=\"92%\" border=\"2\" cellspacing=\"0\" cellpadding=\"5\">\n<caption><strong><a name=\"TimeSeries\"><\/a>Social Security Cost-Of-Living Adjustments<\/strong><\/caption>\n<tbody>\n<tr align=\"center\" valign=\"top\">\n<td width=\"33%\">\n<table width=\"70%\" cellspacing=\"0\">\n<tbody>\n<tr valign=\"bottom\">\n<th scope=\"col\" width=\"27%\">Year<\/th>\n<th scope=\"col\" align=\"right\">COLA<\/th>\n<\/tr>\n<tr>\n<td align=\"left\">1975<\/td>\n<td align=\"right\">8.0<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1976<\/td>\n<td align=\"right\">6.4<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1977<\/td>\n<td align=\"right\">5.9<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1978<\/td>\n<td align=\"right\">6.5<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1979<\/td>\n<td align=\"right\">9.9<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1980<\/td>\n<td align=\"right\">14.3<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1981<\/td>\n<td align=\"right\">11.2<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1982<\/td>\n<td align=\"right\">7.4<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1983<\/td>\n<td align=\"right\">3.5<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1984<\/td>\n<td align=\"right\">3.5<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1985<\/td>\n<td align=\"right\">3.1<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1986<\/td>\n<td align=\"right\">1.3<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1987<\/td>\n<td align=\"right\">4.2<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1988<\/td>\n<td align=\"right\">4.0<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1989<\/td>\n<td align=\"right\">4.7<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td width=\"33%\">\n<table width=\"70%\" cellspacing=\"0\">\n<tbody>\n<tr valign=\"bottom\">\n<th scope=\"col\" width=\"27%\">Year<\/th>\n<th scope=\"col\" align=\"right\">COLA<\/th>\n<\/tr>\n<tr>\n<td align=\"left\">1990<\/td>\n<td align=\"right\">5.4<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1991<\/td>\n<td align=\"right\">3.7<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1992<\/td>\n<td align=\"right\">3.0<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1993<\/td>\n<td align=\"right\">2.6<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1994<\/td>\n<td align=\"right\">2.8<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1995<\/td>\n<td align=\"right\">2.6<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1996<\/td>\n<td align=\"right\">2.9<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1997<\/td>\n<td align=\"right\">2.1<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1998<\/td>\n<td align=\"right\">1.3<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">1999<\/td>\n<td align=\"right\">2.5<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2000<\/td>\n<td align=\"right\">3.5<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2001<\/td>\n<td align=\"right\">2.6<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2002<\/td>\n<td align=\"right\">1.4<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2003<\/td>\n<td align=\"right\">2.1<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2004<\/td>\n<td align=\"right\">2.7<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td width=\"33%\">\n<table width=\"70%\" cellspacing=\"0\">\n<tbody>\n<tr valign=\"bottom\">\n<th scope=\"col\" width=\"27%\">Year<\/th>\n<th scope=\"col\" align=\"right\">COLA<\/th>\n<\/tr>\n<tr>\n<td align=\"left\">2005<\/td>\n<td align=\"right\">4.1<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2006<\/td>\n<td align=\"right\">3.3<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2007<\/td>\n<td align=\"right\">2.3<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2008<\/td>\n<td align=\"right\">5.8<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2009<\/td>\n<td align=\"right\">0.0<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2010<\/td>\n<td align=\"right\">0.0<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">2011<\/td>\n<td align=\"right\">3.6<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">\u00a0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>In 2009, for the first time since at least 1975, seniors did not get a Cost of Living Adjustment (COLA) adjusting benefits for inflation.\u00a0 They also didn&#8217;t get a COLA in 2010.\u00a0 Medicare premiums also increased for about a quarter of participants.\u00a0 When costs go up, but your income doesn&#8217;t, that sure looks like a cut to me!\u00a0<\/p>\n<p>If a Republican president was in office the main stream media would have screamed to high heaven.\u00a0 Instead they tried to explain this away by blaming fluctuating oil prices.\u00a0 Well, regardless of who or what is to blame, the simple fact is that Social Security Benefits were cut during President Obama&#8217;s first two years and that NEVER happened during a Republican administration.<\/p>\n<p>President Obama also cut funding for Medicare to help fund Obamacare.\u00a0 Following is a link to a story in Time.com that claims to dispute this inconvenient fact:<\/p>\n<p><a href=\"http:\/\/swampland.time.com\/2012\/08\/16\/fact-check-obamacares-medicare-cuts\/\">http:\/\/swampland.time.com\/2012\/08\/16\/fact-check-obamacares-medicare-cuts\/<\/a><\/p>\n<p>But like far too many &#8220;fact check stories&#8221; in the main stream media, this is pure Democratic spin.\u00a0 First, the article admits that Obamacare\u00a0did cut $716 trillion from Medicare:<\/p>\n<p><em><strong>First, the context. The Congressional Budget Office\u00a0<a href=\"http:\/\/www.cbo.gov\/sites\/default\/files\/cbofiles\/attachments\/43060_Medicare.pdf\">estimates<\/a> Medicare spending over the next 10 years will be about $7.5 trillion. This means the ACA\u2019s Medicare cuts account for less than 10% of overall Medicare spending. The program is not being gutted. Even with the ACA cuts, the CBO says the cost of Medicare is expected to grow from about $500 billion in 2012 to nearly $900 billion by 2022<\/strong><\/em><\/p>\n<p>They just claim it is not a cut because it is less than 10% and Medicare is expected to grow anyway.\u00a0\u00a0 If a Republican president tried this kind of tortured logic the main stream media would have gone bizerk.<\/p>\n<p>Then the article goes on to explain just how\u00a0Medicare was cut:<\/p>\n<p><em><strong>Under the ACA, the federal government will substantially reduce the amount it spends funding Medicare Advantage, which is privately administered insurance offered to Medicare beneficiaries. About one-quarter of Medicare recipients are enrolled in private Medicare Advantage. <\/strong><\/em><\/p>\n<p>Let me translate, the one quarter of people receiving benefits from Medicare Advantage are about to get screwed.\u00a0 Don&#8217;t be surprised to see many Medicare Advantage plans disappear.<\/p>\n<p><em><strong>The second bunch of money that gets cut from Medicare under <a href=\"http:\/\/topics.time.com\/obamacare\/\">Obamacare<\/a> comes from providers. <a href=\"http:\/\/topics.time.com\/hospitals\/\">Hospitals<\/a>, home health agencies and others will see Medicare payments <a href=\"http:\/\/www.healthaffairs.org\/healthpolicybriefs\/brief.php?brief_id=17\">grow more slowly <\/a>than they have in the past.<\/strong><\/em><\/p>\n<p>Let me translate.\u00a0 They are\u00a0not going to cut benefits, they are just going to cut the amount they pay for treatment:<\/p>\n<p><em><strong>Medicare benefits will not change \u2013 in theory. However, providers who get paid less from Medicare in the future may be less inclined to accept Medicare patients, thereby reducing access.\u00a0The\u00a0<a href=\"http:\/\/www.kaiserhealthnews.org\/stories\/2011\/may\/09\/ipab-faq.aspx\">frequently criticized Independent Payment Advisory Board<\/a>, created by the ACA, could cut provider payments even more to keep the growth in Medicare spending under a benchmark.\u00a0If Medicare per capita spending grows faster than a rate pegged to inflation and later GDP, IPAB will be empowered to recommend provider payment cuts. If Congress can\u2019t find alternative ways to keep Medicare spending growth under the inflation or GDP benchmark, the IPAB recommendations will automatically go into effect.\u00a0This too could reduce access. Bonus Medicare Advantage benefits \u2013 like free gym memberships \u2013 may go away<\/strong><\/em><\/p>\n<p>In other words, if (when) they run out of money the cuts will be even more severe!<\/p>\n<p>The summary of this article says it all:<\/p>\n<p><em><strong>The idea, however, that the Affordable Care Act struck a dangerous blow to Medicare that will change the program in fundamental ways is untrue. Under the new law, Medicare will remain a wildly popular, public single-payer health insurance system that provides comprehensive coverage to millions of Americans.<\/strong><\/em><\/p>\n<p>Trust me on this, the coming cuts to Medicare will seem very major to those of us who depend on it.\u00a0<\/p>\n<p>In addition, the\u00a0sad reality is that this administration doesn&#8217;t have a clue how to administer Obamacare.\u00a0 They don&#8217;t even know how to set up the insurance exchanges which are supposed to start enrolling people in October of 2013.\u00a0 In the meantime, the insurance industry, particularly the independent agents who could help pull this off, have been demonized and shoved aside.\u00a0<\/p>\n<p>Note:\u00a0 While I have a license to sell health insurance, I never bothered to sell individual\u00a0health policies because it was\u00a0too much work and\u00a0too little income.\u00a0 Since Obamacare was passed the insurance companies have cut commissions even more and the paper work increased exponentially.\u00a0 In addition the whole purpose of the health insurance exchanges is to get rid of agents.\u00a0\u00a0I personally know a bunch of agents who just gave up and found other employment.\u00a0 I can pretty much guarantee this is going to be one huge expensive mess.<\/p>\n<p>All of you who are currently enrolled in Medicare understand what is coming.\u00a0 You are about to get a phone book size package of incomprehensible jibberish to help you make your health care decisions.\u00a0 In the attempt to explain everything these will explain nothing.\u00a0 A well trained insurance broker was a God send.\u00a0 Wasn&#8217;t it nice to find someone\u00a0who could translate this into plain English and help you understand your options?\u00a0\u00a0Well kiss the agent goodbye and be prepared to call one of these great health care exchanges.\u00a0 Don&#8217;t forget to press one for English.<\/p>\n<p>President Obama, Harry Reid and Nancy Pelosi got their wish to transform health care in the United States.\u00a0 Those people who voted to put them in power are about to reap the results.<\/p>\n<p><strong>Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.<\/strong><\/p>\n<p>TDM<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Galations\u00a0 6:\u00a0 7-9.\u00a0 Be not deceived, God is not mocked, for whatever a man soweth, that shall he also reap. A lot of people are celebrating the re-election of Barack Obama.\u00a0 I sometimes wonder if they realize the fruits of &hellip; <a href=\"https:\/\/scotshonor.com\/?p=1803\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-1803","post","type-post","status-publish","format-standard","hentry","category-latest-headlines"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>THE GRIM REAPER - SCOTS HONOR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/scotshonor.com\/?p=1803\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"THE GRIM REAPER - SCOTS HONOR\" \/>\n<meta property=\"og:description\" content=\"Galations\u00a0 6:\u00a0 7-9.\u00a0 Be not deceived, God is not mocked, for whatever a man soweth, that shall he also reap. 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